Moving from Nigeria to Canada opens the door to exciting possibilities for you and your family. It’s a fresh start filled with promise, but it also brings surprises that catch many people off guard. Here are the real things to know so you can settle in more comfortably and build the life you want.

Prepare for the Weather

Your first Canadian winter can feel intense, especially coming from a warm place like Lagos or Abuja. In spots like Winnipeg or Edmonton, temperatures often drop well below freezing, sometimes hitting -30°C or lower, with heavy snow and short days. This year’s winter (2025-2026) has brought a mix of bitter cold spells in the Prairies and milder, wetter conditions elsewhere, but the chill still hits hard for newcomers.

The cold affects more than your body; less sunlight can leave you feeling tired, moody, or down (known as Seasonal Affective Disorder). Get ready early: buy a solid insulated jacket, snow boots, thermal layers, and gloves. Consider vitamin D supplements or a light therapy lamp if the low energy lingers. Stay connected by meeting friends, going to the gym, or joining events. With good prep, you’ll get through it and even start to enjoy the seasons.

Adjusting to Cultural Differences

Canada celebrates multiculturalism, but daily life feels different from Nigeria’s warm, communal style. People here tend to value personal space and independence. Greetings might be quieter, small talk less common in public, and interactions can seem polite yet reserved. This shift often brings homesickness early on. You might really miss familiar Nigerian food, vibrant church services, street energy, or even light-hearted jokes about power outages.

It’s completely normal, and it gets better once you find your people. Recent estimates show the Nigerian community in Canada has grown significantly since the 2016 census (which counted around 51,800 to 65,000). Strong groups thrive in Toronto, Brampton, Calgary, Ottawa, and Vancouver. Look for Nigerian associations, cultural events, or online groups to connect. That sense of community makes everything feel more like home.

Job Hunting: Be Patient and Strategic

Jobs exist, but your Nigerian credentials might not land you the same position immediately. Employers frequently want “Canadian experience,” which creates a tough cycle for newcomers. Many skilled Nigerians (engineers, accountants, teachers) start in entry-level roles like ride-sharing, warehouses, or retail while they gain local footing and certifications.

Right now in 2026, high-demand areas for immigrants include healthcare (nurses and support roles), STEM fields (software developers, engineers), trades (electricians, construction), and some service positions. Volunteer in your field, take short local courses, attend job fairs, or network actively. Use LinkedIn, Workopolis, or other platforms for applications, including remote opportunities. 

Budgeting Like a Pro

Living expenses add up fast. Rent takes a big bite, especially in major cities. As of early 2026, national averages show declines, but one-bedroom apartments still run high: around $2,495 in Toronto, $2,630 in Vancouver, and roughly $1,990–$2,000 in Ottawa (with some reports closer to $1,764–$2,032 depending on the source and exact area). Factor in groceries, transit, utilities, and winter gear, and costs climb quickly.

Track spending with apps, compare grocery stores for deals, and start with practical housing rather than something flashy. Watch exchange rates closely too. When you need to send money home to family, receive support from Nigeria, or handle tuition and bills, TetradPay keeps things simple with fast, reliable, and low-cost international transfers.

Building Financial Foundations

Canada runs on credit, unlike Nigeria’s more cash-based approach. A strong credit history unlocks better rentals, car loans, utilities, and more. Begin by getting a secured credit card if needed, pay everything on time, and keep balances low. Without credit, even basic approvals get tricky.

Learn budgeting, saving, taxes, and credit scores step by step. Newcomer centers offer free workshops to help. For any cross-border money needs remitting funds, paying overseas fees, or receiving earnings, TetradPay stands out as a dependable tool that saves time and money.

Settling In: It’s a Process

Arriving with your visa or permit is a huge achievement, but real integration involves navigating systems patiently. Get your Social Insurance Number to work, register for provincial health coverage (it can take weeks), and start building credit. If paperwork feels overwhelming, take it one task at a time. Most cities have newcomer centers with free advice. Use them and ask questions without hesitation.

The move from Nigeria to Canada has its hurdles: harsh winters, cultural adjustments, job starts, and financial learning curves. But so many Nigerians have built thriving lives, families, and careers here by staying adaptable, leaning on community, and preparing smartly. Tools like TetradPay help smooth the money side, freeing you to focus on what matters. You’ve already taken a brave step. Keep going. You’ve got everything you need to thrive. Welcome to Canada!

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